Finding Your Point of Balance

Before Eclipse Initiatives

With such a myriad of wealth creation solutions on offer, it's not surprising that even financially astute investors recognise the need for expert guidance.

It's not that any one asset class or investment channel is inherently right or wrong. It's just wrong for you if it doesn't fit your investment objectives or risk tolerance. And it can fit both and still be wrong for you if it's not represented in correct balance in your portfolio.

Your Point of Balance

Eclipse takes a "project management" role to achieve your natural Point of Balance - a portfolio of investment types and asset classes that uniquely reflects your investor personality, time horizon and wealth accumulation aspirations.

Highly successful executives and business owners may know exactly what they want to achieve. But if they lack the specialised skills necessary to translate this aspiration into a living reality, the objectives are unlikely to be achieved.

Eclipse takes the time to get to know you then translates your aspirations into your natural Point of Balance. You'll know it when you have it: your Point of Balance gives you reassurance during the life of the portfolio and the highest possible chance of realising your wealth accumulation objectives at the end.

Here are some of the components that can be combined to achieve your natural Point of Balance:

Asset Protection
Risk transfer, risk management, salary continuance, trauma and life insurance. Remember your ability to earn an income is an asset needing protection like any other.

Asset Structuring
Tax planning, tax effective ownership structures, estate planning.

Tax Planning
Ensuring only the legally required amount of tax is paid.

Investment Flexibility
Taking advantage of the features offered by self-managed superannuation and similar specialist investment vehicles.

Cash Flow
Ensuring day to day needs and long term wealth accumulation work together.

Risk Return
Creating a portfolio that maximises return and minimises risk within agreed tolerances.

Compliance
Preparation of accounts and timely lodgement of tax and other statutory returns.

Each financial strategy or investment approach possesses advantages of its own. But they work best in combination and finding the correct combination is part of the science of achieving your Point of Balance.

Your Point of Balance can shift with changes to your career, lifestyle and long term priorities. Working with your expert "project manager" at Eclipse ensures your financial strategy and portfolio remain current and keep pace with your evolving needs.

Like all worthwhile initiatives, it starts with a single step. That step is identifying your critical issues. Contact us to arrange a consultation free of any cost or obligation.